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Buying a bike

Posted: Mon Nov 19, 2007 7:20 pm
by Dubstar
Would you buy a bike thats on insurance register eg cat c/d,repaired on not and use it on the road again ? :smt017

Re: Buying a bike

Posted: Mon Nov 19, 2007 7:53 pm
by RedexRobB
Depends on the damage really, if you can economicaly repair it for the price, or less than the price, of a bike that hasnt been written off then no reason why not.

Re: Buying a bike

Posted: Tue Nov 20, 2007 9:04 am
by masterofinsanity
its ok to buy one but i sold a car a few years ago on a cat D and the new owner couldn't get a log book for it until it had a vosa report done so bear that in mind.

Re: Buying a bike

Posted: Tue Nov 20, 2007 11:21 am
by deviant
vosa?

Re: Buying a bike

Posted: Tue Nov 20, 2007 11:30 am
by masterofinsanity
deviant wrote:vosa?

http://www.vosa.gov.uk/

Re: Buying a bike

Posted: Tue Nov 20, 2007 11:56 am
by zimm
emma's ZX4 has been written off twice this year as a cat D, both times sustaining only light cosmetic damage.. infact it hasnt even been repaired yet, i just gaffa taped over the dodgy bit of fairing and bent the bracket straight again .. so no being a cat d/c write off wouldnt deter me at all if i wanted the bike, as they can be written off for really silly things like .. oooh a cracked screen and it needs a re-spray..

Re: Buying a bike

Posted: Tue Nov 20, 2007 11:59 am
by RedexRobB
I remember they wrote off my GPX250, for pretty much scratched fairings, was bloody ridiculous, got a new foot rest, straightened the forks and was around on it a few days later.

Re: Buying a bike

Posted: Tue Nov 20, 2007 12:05 pm
by masterofinsanity
i would check with the seller if it has a vosa report done b4 i bought it and/or if it needed one.

Re: Buying a bike

Posted: Tue Nov 20, 2007 12:11 pm
by deviant
masterofinsanity wrote:
deviant wrote:vosa?

http://www.vosa.gov.uk/
i know. I meant to say "I assume you mean vosa?" (not vospa) but it does read as "who are vosa?"

teach me for being a smartarse.

but my post says vosa :smt003

Re: Buying a bike

Posted: Tue Nov 20, 2007 12:12 pm
by deviant
zimm wrote:emma's ZX4 has been written off twice this year as a cat D
tell her to stop crashing!

Re: Buying a bike

Posted: Tue Nov 20, 2007 12:17 pm
by masterofinsanity
deviant wrote:
masterofinsanity wrote:
deviant wrote:vosa?

http://www.vosa.gov.uk/
i know. I meant to say "I assume you mean vosa?" (not vospa) but it does read as "who are vosa?"

teach me for being a smartarse.
but my post says VOSA :smt003

Re: Buying a bike

Posted: Tue Nov 20, 2007 12:23 pm
by deviant
:smt097

Re: Buying a bike

Posted: Tue Nov 20, 2007 12:24 pm
by masterofinsanity
:smt030

Re: Buying a bike

Posted: Tue Nov 20, 2007 1:37 pm
by zimm
deviant wrote:
zimm wrote:emma's ZX4 has been written off twice this year as a cat D
tell her to stop crashing!
lol, actually it was reversed into in a carpark, then reversed into by someone reversing down a single track road .. she doesnt seem to fall off much despite scaring the toad outta me every time we go out for a ride together.

so, yeh, twice written off on other peoples insurance .. which was nice. we've had more ££ off them than it cost to buy 4 years ago :)

Re: Buying a bike

Posted: Tue Nov 20, 2007 2:04 pm
by Jamz
Apparently, if you still have the V5 a Cat C/D write off just needs an MOT to get it back on the road - unlike cars which need the engineers report (which is cheap and quick as they basically check it's not going to explode/implode).

People have a fear of anything that's been written off, but especially with bikes it's unfounded.

Cat D is just cosmetic that would cost more than about 40% of the bikes value to return to it's NEW condition... Cat C is uneconomical repair. B and A are where your frame will be bent and it's basically fecked.

From what I hear, most insurance companies won't care about Cat C or D.

My VFR was Cat C because of one break in the fairing and the ignition barrel and petrol tank cap being drilled. Which takes about 20 minutes to get back to new, but the OE parts are a few hundred squid. They cost me under £50 from Ebay.

Now I know this, a lot of the Cat C bikes I see are looking very attractive. There are quite a few R1's etc with top fairing damage, but with the ammount of parts on Ebay they could be a real bargain! :smt002