that time of year again

[Xphyral]

Insurance renewal!

i dont get it though, carole snatch offered me a renewal on my policy, 3 yrs NCB, tpft, £50 vol excess, 4k miles a year with £2200 bike value at £206

Bennetts offered me the same(apart from volunatary excess which is £0) for.......... £63.71

[RedexRobB]

mine is due in a few weeks too actually! Not too worried about it, to change over from the 7R to the 400 a few weeks ago only cost me an admin fee of 16 pounds. Insurance was £220 last year on tfe 7R, so should drop quite dramatically this year with the 400. Might even go upto tpft.....

[Gemini]

remember that bennetts dont allow u to ride other bikes on your policy

[Jamz]

Insurance renewal!

i dont get it though, carole snatch offered me a renewal on my policy, 3 yrs NCB, tpft, £50 vol excess, 4k miles a year with £2200 bike value at £206

Bennetts offered me the same(apart from volunatary excess which is £0) for.......... £63.71

RENEWALS ARE FOR RETARDS!

That's why!

Go to the Carole Nash website and get a new quote. They sent me a renewal through for about £320 a few months ago... I tried the usual online quotes, then tried Carole Nash just for a look.... and it came out £172!

Basically they make money from people too lazy to check around before they sign a renewal.

Oh, and the £320 policy was underwritten by exactly the same company as the £172 policy - so it's not that, either!

[masterofinsanity]

thing is why do they do it when everyone knows not to accept a renewal quote.Actually my renewal for the car came through couple of months ago and no quote could beat it

[Jamz]

remember that bennetts dont allow u to ride other bikes on your policy

Also Bennetts don't come with full UK and European breakdown and recovery. Can't remember if they have legal expenses cover, either?

[Gemini]

everything is an extra with bennetts, u can get legal cover but its an extra £25

[zxr_oli]

Got my renewal today, it's nearly double what i get on quotes lol.

[superman]

its a joke aint it, there was a time when your insurance company would look after you.

[RedexRobB]

mine are quite good, everytime my insurance is up for renewal they find a new quote for me rather than just sending me a renewal quote with the same company. So they look round, tell me the renewal for my current insurer and include a letter saying they have found it cheaper elsewhere.

Im with quoteline direct.

[zimm]

i had a car insured with tesco a few years ago .. if i didnt tell them IN WRITING that i didnt want the renewal, they'd just start taking money out of my account !

[Jamz]

mine are quite good, everytime my insurance is up for renewal they find a new quote for me rather than just sending me a renewal quote with the same company. So they look round, tell me the renewal for my current insurer and include a letter saying they have found it cheaper elsewhere.

Im with quoteline direct.

That's what Carole Nash do now...

"blah blah... renewal for £320... blah... HOWEVER, we are pleased to be able to offer you a policy for £280 with another underwriter... blah... blah..."

It was still £100 more than the quote I got from their website!

You can't trust 'em, I tells ya!!!

[Xphyral]

i thought theyd be a little less obvious with the overpriced renewal. anyway, i like bennetts quotes because i get to use it to haggle down my quotes from carole nash. It's never been quite such a big difference though.

[Jamz]

i thought theyd be a little less obvious with the overpriced renewal. anyway, i like bennetts quotes because i get to use it to haggle down my quotes from carole nash. It's never been quite such a big difference though.

I think you can get £20 cashback from Bennetts if you use topcashback.com

[Mori Man]

Glad to say it's the reverse here - very rarely can i find a cheaper deal than my renewal quote on-line - most times it means surrendering my hospital care to save £35, just not worth while.

After 4 yrs car insurance I now have fully comp' less than what i paid for TPO originally, about £110 / year

For the same amount I paid on my bike insurance 2yrs ago i now have increased coverage and indemnities - bit like the US here.

You have compulsary insurance which is peanuts - £32/yr and that makes you legal. Hit some one without back-up insurance and your fecked! So you pay what you want to cover yourself for that likely hood. Think my policy pays out a max of 1.5 million if I splat someone, covers my hospital fees upto half a million over and above my domestic health insurance and the third party for £750K with a pile of other stuff like damaging property ect... 2yr policey was £203 + £64

Soon as i get my Gold driving license that gets a 35% discount - fecked that up for this years renewal with two speeding fines got another 3yrs to go.

No insurance classification on cars or bikes (above 400cc) so you can ride a 1400cc for the same cash as a 400cc or a Carina 2litre for the same as a Ferrari Diablo

An actual insurance system that makes sence - I am sure i can get a twin policy for both that recognises you can't be driving both at the same time , but when they are so cheap can't be arsed doing the leg work

However, no theft policies here from major insurance companies - you need to go private. Not a big enough crime for them to offer this service , mind you leaving your car keys in the door of the car for three days and it's still there kinda demonstrates why , can even go away all day with my crash helmet on the mirror and it's there when i get back. Most meetings I am the only one who puts a lock on their bike