Page 1 of 1

pillion and insurance

Posted: Wed Aug 27, 2008 4:42 pm
by T180985
basically 99.9999% of the time its only going to be me riding so i have told my insurance company i wont have a pillion passenger i just wondered what happens if i get pulled over while i have a pillion? would it invalidate my insurance? thanks

Re: pillion and insurance

Posted: Wed Aug 27, 2008 4:55 pm
by zimm
err .. yeh.. you arent insured to do it.

like if you tell em you wont use it for commuting then have a crash on the way to work and forget to tell them you were visiting a mate ..

Re: pillion and insurance

Posted: Wed Aug 27, 2008 5:03 pm
by RedexRobB
plus, if your passenger gets hurt in an accident and its your fault, they cant claim compensation for injury, that then falls on you to cough up.

Re: pillion and insurance

Posted: Wed Aug 27, 2008 5:22 pm
by T180985
ok thanks thought i better check, will give them a call to see if i can get this added

Re: pillion and insurance

Posted: Wed Aug 27, 2008 11:40 pm
by squidward
I checked when I was signing up for insurance and it made no difference to the online quote whether I selected the pillion option or not. Needless to say I selected it anyway :)

Re: pillion and insurance

Posted: Thu Aug 28, 2008 11:07 am
by Jamz
squidward wrote:I checked when I was signing up for insurance and it made no difference to the online quote whether I selected the pillion option or not. Needless to say I selected it anyway :)
I always used to think it would cost more if you had pillion cover, but speaking to a friend who used to be a manager at Roadsure, he said it actually costs LESS if you're taking pillions - the reasoning being that if you've got someone on the back you're more likely to be riding cautiously.

Not sure if it still makes a difference to policies now, but you can argue it the other way because the pillion would be claiming off you.

I scraped the pegs on my 9R on Saturday with a pillion for the first time. :smt003

Re: pillion and insurance

Posted: Thu Aug 28, 2008 7:17 pm
by Gemini
Jamz wrote:
I scraped the pegs on my 9R on Saturday with a pillion for the first time. :smt003
making mental note: never go pillion with you! :smt107

gem

Re: pillion and insurance

Posted: Fri Aug 29, 2008 10:32 am
by reds
whilst were on the topic has anyone got any tips for riding with a pillion ???

Re: pillion and insurance

Posted: Fri Aug 29, 2008 10:41 am
by zimm
smooth gearchanges, no late braking, and tell 'em to brace against the tank instead of crushing you.

pegs down with a pillion is easy (if they know what they're doing and dont wiggle about too much) as the suspension is compressed more.

rider AND pillion knee-down .. now that'd be cool.

Re: pillion and insurance

Posted: Fri Aug 29, 2008 12:37 pm
by Jamz
reds wrote:whilst were on the topic has anyone got any tips for riding with a pillion ???
Don't take a Nut-Nut of a woman who keeps trying to make you scrape your footpegs on a 9r!

:smt005

Re: pillion and insurance

Posted: Fri Aug 29, 2008 12:42 pm
by Gemini
Image

gem