Can I just say...........

[Mori Man]

I'll just ban myself now then

If I had waited until I had the financials to ride a bike - I would have never , not even now!

I ride a bike cause I have the passion to do so, if you can to that legal and above board fan fuckintastic But don't be dissin me for enjoying my life the way I want to

Fuckin never robbed, raped ,killed or mamed no fucker - who the toad are you or anyone else to tell me I am doing wrong ? Live by your own rules but don't impose them on me unless I am fuckin up your life then you have cause - chances are you never will

Self rightouesness leads to control - go eat toad & die :smt013

Want to make my piss boil , keep typing ill thought rightoues shite - you know how many accidents I have caused in my driving career = ZERO

You have instantly tarred me as being the fuckin retard who causes policy hikes !

Only time I have ever been involved in accidents is when I have been insured and caused by others - guess I get to fuckin lazy observing the road knowing my butt is covered by all those other " good guys " who pay up

Later......

[Tirpitz]

MM,

With respect dude, rather than my post being ill thought through I feel your own logic is seriously flawed. I agree with you that no-one has the right to be opinionating about aspects of someone else's behaviour which does not affect them, but that's the nub of the matter.

Uninsured riders affect my life every day. They affect it cos I have less money in my pocket with which to live my life because I am paying higher insurance premiums than I would have to. It doesn't matter that I'm a safe rider, my insurance still gets loaded to cover the increasing chance that I might be involved in an accident that isn't my fault with someone who is not insured. Or with someone who has invalidated their insurance. That means my insurance will foot the bill and my premium has to reflect that. Everyone who pays insurance is affected in this way and all the insurers are increasing premiums as a result of this issue.

I don't care what other people do in their lives if it doesn't affect me but when their behaviour has a direct impact on me then I do have a right to kick off about it and say I'm not happy. That's not self-righteousness, that's just stating your own position on the issue.

[Mori Man]

If your in an incident with uninsured it is a civil case and nothing to do with insurance companies what so ever.

You are paid out of a central guberment fund and they sue or jail the responsible (irresposable party) - no insurance companies involved unless you use it to pay for a solicitor then they get paid out of the central fund too.

Why your premium goes up?

THEFT

Insured drivers crashing !

Insured drivers crashing and claiming all manner of shite ! Now you may well say your entitled to grievence money , out of pocket expences , family trauma , lost earnings , damaged clothes , personal trauma etc.....

BUT that raises everyones premiums ! Rather than thinking of the bigger picture everyone is out for themselves - free money, f*** yeah !

How can a 125GBP policy pay an insurance company back when the owner of policy puts a claim in for 6,500GBP , it cant - so everyones does.

The uninsured however dont pay into the system or abuse the system - they face criminal action rather than a slap on the wrists , points on their licence or some sort of ban, now you wonder why I say:

Having insurance makes you a lazy driver/rider as your butt is covered ! I have public indemity insurance here as the victim will sue , this year my policy states no limit on personal injury to another. I guess that means if I ever cause an accident they will be raping that clause to the full limit as they are entitled but hey, wait a minute - doesn't that just mean we all pay more next year !

It's an insurance catch22 and nothing to do with the uninured - they are prosecuted by law not insurance companies.

Driving on the roads outwith the laid down rules of the law has nothing to do with insurance, claiming on your insurance does - fact !

When I got caught driving with out insurance I got taken to court not to a local insurance burea and told I was a naughty boy, I got further punished by the insurance company when I had an IN10 on my licence yet I had never claimed but my premium was higher than anyone else in the same circumstances with a clean licence so how do you figure that I caused all those folks to pay more ?

Pikeys & scammers are who you need to judge

MM!

[cargo]

Methinks that this thread has reached its conclusion.............agree to disagree.........now locked.