that time of year again

[zimm]

However, no theft policies here from major insurance companies - you need to go private. Not a big enough crime for them to offer this service , mind you leaving your car keys in the door of the car for three days and it's still there kinda demonstrates why , can even go away all day with my crash helmet on the mirror and it's there when i get back. Most meetings I am the only one who puts a lock on their bike

i like the sound of that !

i tend to leave my stuff unlocked, even with keys in, but i live in the middle of nowhere and figure if they've gone to the effort of coming here to nick it, they'll take it locked or otherwise .. and i'd rather get stuff back with intact locks

different story in towns/cities though .. they even broke into my garage to steal a non-runner.

[Vard66]

Insurance renewal!

i dont get it though, carole snatch offered me a renewal on my policy, 3 yrs NCB, tpft, £50 vol excess, 4k miles a year with £2200 bike value at £206

Bennetts offered me the same(apart from volunatary excess which is £0) for.......... £63.71

RENEWALS ARE FOR RETARDS!

That's why!

Go to the Carole Nash website and get a new quote. They sent me a renewal through for about £320 a few months ago... I tried the usual online quotes, then tried Carole Nash just for a look.... and it came out £172!

Basically they make money from people too lazy to check around before they sign a renewal.

Oh, and the £320 policy was underwritten by exactly the same company as the £172 policy - so it's not that, either!

Now, just to throw that on it's head, I'm going to mention that when renewal time came for the insurance on the 'Tesse, the cheapest quote I could find online, was Direct Line (the company I was already with last year) at £1253.
That was three hundred clear, less than any other company.
Then they sent me the renewal in the post, and that came out at £1056. So in essence, the renewal quote came in just under £200 cheaper than they were online anyway, the exact reverse of your situ.
Odd, huh?

[superman]

Fkin hell drew lives in heaven, i dont even leave my bike outside my house with the steering lock on cos im sure someone will try to nick it. im also really wary about leaving my stuff out like my helmet even with my gloves an that out.

[Mori Man]

Fkin hell drew lives in heaven, i dont even leave my bike outside my house with the steering lock on cos im sure someone will try to nick it. im also really wary about leaving my stuff out like my helmet even with my gloves an that out.

making me too relaxed though - when I was back in the UK, folks were constantly telling me to pick up my gear as i kept casually leaving stuff everywhere. My camera was only 2-30feet from me and others were getting paranoid about it !

But it is nice knowing your stuff is yours and no one (bar foreigners) has an interest in it.